The Retire On Purpose Framework
Your pursuit of a dream retirement begins with a framework for success. No matter your definition of a dream retirement, we will be there every step of the way. Our Proven Process helps us get to know you – your passions, goals, needs and wants. From there, we develop a customized financial plan that adapts and changes as your life progresses.
Onboarding
1. Define Goals
Our journey together begins with understanding you. We’ll establish a strong client-advisor relationship and clearly define your short-term and long-term financial goals. Through detailed discussions about your risk tolerance, time horizons, and financial aspirations, we ensure that our approach aligns perfectly with your unique vision for the future.
2. Analyze Finances
Once we’ve defined your goals, we take a deep dive into your current financial situation. This includes a thorough review of your income, expenses, assets, and liabilities, as well as an assessment of your current investment portfolio, insurance coverage, and estate planning documents. By identifying strengths, weaknesses, and gaps, we lay the groundwork for a tailored strategy.
3. Plan Development
With a clear understanding of your financial landscape, we develop a comprehensive financial plan designed to meet your goals. This plan includes personalized strategies for budgeting, investment allocation, retirement planning, tax optimization, risk management, and estate planning. We prioritize each recommendation to ensure your financial well-being is secured.
4. Plan Implementation
Turning strategy into action is where the real progress happens. We present your customized plan, address any questions or concerns, and then move forward with implementing the agreed-upon strategies. Whether it’s rebalancing your investment portfolio or setting up new accounts, we coordinate every detail, ensuring each step is executed with precision.
How Would You Rate Your Retirement Plan?
Click here to get your Retirement Income Health Score with our complimentary analysis and see if you're on track or end up with an income shortfall.
5. Review & Adjust
30-Day Check-In
Our commitment to your financial success begins immediately. Within the first 30 days, we conduct a check-in to ensure the initial implementation of your financial plan is on track. We address any immediate questions, confirm that all action items are in progress, and make any necessary adjustments based on your feedback. This early review sets the foundation for smooth and successful long-term planning.
90-Day Review
At the 90-day mark, we conduct a more thorough review of your plan's progress. This is an opportunity to evaluate the effectiveness of the strategies we’ve implemented, ensuring they align with your goals. We assess your financial status, make any needed refinements, and address any changes in your circumstances or concerns you may have. This review helps fine-tune your plan as we move forward.
Ongoing Annual Review
Your financial plan is designed to evolve with you. Each year, we perform a comprehensive review of your entire financial picture, including investments, retirement strategies, and risk management. We revisit your goals, assess the impact of market changes, and incorporate any life changes into your plan. Our ongoing review process ensures that your plan remains relevant, effective, and aligned with your long-term objectives.
How Do I Know If I'm a Good Fit?
We deliver the greatest value when we focus on situations that require our expertise.
Our typical clients are:
People who want to delegate their financial planning and investment management to an expert so they spend time on what matters most.
Diligent savers who have accumulated assets and want to protect their retirement
Retirees and Pre-Retires who are eager to delegate to an expert and simplify their family finances
