learn more about our financial planning process
WHY: To help you make an informed and educated decision about hiring our firm.
WHAT: A retirement & tax assessment to show how we can help you improve your financial plan and reduce your tax bill. (note: this is not a comprehensive financial plan)
WHO: Diligent savers who have accumulated investment & retirement assets of $150,000 or more (excluding real estate).
No Obligation
We want you to know exactly how we can help before you pay us a single dollar.
3 Big Answers
You will finish with answers to the three biggest questions about retirement.
Introductory Phone Call
A 20-minute phone call to get to know one another and make sure our expertise matches your situation.
The purpose of this call is to gain clarity on your goals, concerns, and unique financial situation.
If we aren’t the right fit for you, we will make sure to introduce you to a firm who is better suited to your needs.
Our Analysis
Your Financial Assessment will be guided by your answers to our questions, along with the documents you provide. The result will be plain-English answers to your most important questions.
We apply our expertise and understanding of who you are to analyze your situation and answer three critical questions for you:
- Are you on track to reach your long-term goals?
- How can your tax bill be reduced?
- How can your investments be improved?
First Meeting - Discovery Meeting
This will be our first formal meeting meeting. In this meeting we will explore your goals and concerns more thoroughly and gather the information we need to complete your financial assessment. We will answer any questions that come up and go over what to expect at the educational meeting.
Second Meeting - Educational Meeting
In this meeting we present your Financial Assessment. You'll see in dollars and cents how our firm will improve your finances. We'll also leave plenty of time for your to ask any questions on your mind.
If you are happy with the information we have provided and are ready for us to start working with you, we can formalize our partnership at the end of this meeting.
While most of our best clients are excited and ready to get started right away if you're still not sure, you can take some time to think things over – we won't give you the hard sell. We will set up a bridge meeting to address your concerns. *see bridge meeting below.
Third Meeting - Delivery
The Third Meeting is where we put it all together and deliver your final documents to you. We will revisit your plan and show you how each component of your plan is working together to help you achieve your outcomes.
We will leave with the most up to date documents and we set the dates for our follow up meeting.
* Bridge Meeting - Think it over
We are interested in forming long-term client relationships. To that end, we want you to feel completely comfortable with your decision to partner with us, so it’s important that you take as much time as needed to make a decision. Prior to deciding whether we should work together, you'll want to consider the following questions:
- Do I like/trust/respect the team at Baynes Financial?
- Will the benefits they provide exceed their cost?
- Do I understand and agree with their investment philosophy?
- Do their recommendations make sense to me?
Ahead of this meeting, you will have received a detailed explanation of this process and answered all of the questions and concerns you may have raised in our second meeting.
During this meeting, we will answer any lingering questions you may have and, if you are ready, start the paperwork to become a client.
How Do I Know If I'm a Good Fit?
We deliver the greatest value when we focus on situations that require our expertise.
Our typical clients are:
People who want to delegate their financial planning and investment management to an expert so they spend time on what matters most.
Diligent savers who have accumulated assets and want to protect their retirement
Retirees and Pre-Retires who are eager to delegate to an expert and simplify their family finances