Retirement, reimagined

We Help Families Retire On Their Own Terms!!

Retirement can feel complex, but it doesn’t have to. Choose the area you’re most concerned about, and we’ll guide you from there.

Income Planning

Turn your savings into a reliable paycheck.

Learn how to create consistent, tax-efficient income that lasts as long as you do

Tax Planning

Pay less to the IRS and keep more for your future.

Explore proactive tax strategies to keep more of your money throughout retirement..

Healthcare Planning

Navigate Medicare, long-term care, and rising healthcare costs

Get ahead of rising medical costs, long-term care needs, and Medicare decisions so it doesn't ruin your retirment .

As one chapter ends, another begins, welcome to your new found freedom!

Jude Wilson

Meet Quincy Baynes.

FOUNDER / Retirement Income Specialist

Quincy Baynes, President of Baynes Financial LLC, is a well sought out retirement income planning professional and author. He often speaks on progressive personal finance and retirement planning strategies.

Quincy provide comprehensive financial planning strategies to pre-retired and retired individuals, helping them achieve total wealth optimization and reliable income sources in retirement. He employs a mixture of common and alternative asset classes in order to help pick the best portfolios for his clients. 

As a firm believer in establishing a clear purpose for an individual’s financial future, Quincy acts as a financial coach by optimizing current financial situations and looking for the money that is falling through the cracks.

The Retirement Income RoadMap

WE CREATE A CUSTOMIZED, FINANCIAL PLAN FEATuring:

1. Identify

We identify your current financial status to determine where are you today?

2. Protect

We take steps to maximize your  

guaranteed lifetime income based on the information we gathered.

3. Reduce

Income taxes are one of the biggest bills you face in retirement and we want to reduce it.

4. Invest

Once we protect your We want to grow our surplus assets.

5. Manage

You want to review everything on an annual basis. So, just like life changes, so does your plan.

Time is now

GET A NO-OBLIGATION CONSULTATION

What We Do

Baynes Financial helps clients with their investment management and financial planning needs. Our clients’ are our top priority and our specialty is creating individually customized retirement and wealth strategies for them. 

Since our inception, Baynes Financial has been committed to a relationship-based approach and providing a level of service and professionalism our clients not only expect, but deserve. We are a family-owned business therefore we pride ourselves in treating each of our clients as such. At Baynes Financial, we partner with you to make informed financial decisions by identifying your needs and creating customizable solutions to help you reach your goals.

  • Income Planning

  • Tax Planning

  • Investment Planning

  • HealthCare Planning

  • Estate Planning

Retirement Income Strategies

Income planning is the foundation of a successful retirement strategy. This involves creating a reliable and sustainable income stream that covers your essential living expenses throughout retirement. We analyze your current and future income sources, including Social Security, pensions, annuities, and investments, to ensure that your lifestyle is supported by a steady cash flow while managing inflation and longevity risks.

Retire On Purpose

A Framework to Build Retirement Income While also Leaving a Legacy.

Here's What You Will Learn

  • The 6 Retirement Myth's and to overcome them
  • How to Protect you retirement Income from stock market ups and Downs
  • How to legally pay less taxes on your retirement income
  • How to reposition your assets to support your purpose
  • and much much more........

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